lifeline-grant Program

Small Business Support Initiative

Up to $10,000 For Eligible Small Businesses

Mayor Melton and the City of Gary are proud to introduce the Lifeline Grant Program, a small business investment initiative designed to strengthen local businesses, support entrepreneurs, and revitalize commercial corridors throughout the city.Through this program, the City of Gary will provide grants of up to $10,000 to eligible small businesses to help them stabilize, grow, and create jobs. The Lifeline Grant Program reflects Gary’s commitment to empowering local business owners and building a stronger, more resilient economy. 

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A small business investment initiative designed to strengthen local businesses, support entrepreneurs, and revitalize commercial corridors throughout the city.

PROGRAM GOALS

The Lifeline Grant Program aims to:

  • Provide financial support to small businesses operating in Gary
  • Encourage business growth and job creation
  • Strengthen neighborhood commercial corridors
  • Support storefront improvements and customer experience upgrades
  • Promote long-term economic vitality across the city
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ELIGIBLE USES OF FUNDS

Businesses may use grant funds for:

  • Equipment purchases
  • Storefront improvements
  • Interior renovations
  • Inventory purchases
  • Marketing and advertising
  • Technology upgrades
  • Security improvements
  • Professional services
  • Working capital to support operations

WHAT YOU’LL GET

Winners will receive:

  • Financial support of up to $10,000 based on requested amount in application
  • Access to a platform with experienced mentors, resource providers, and technical assistance advisors
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APPLICANT ELIGIBILITY

Applicants must:

  • Demonstrate significant financial need
  • Operate a for-profit business within the City of Gary city limits
  • Have fewer than 20 employees
  • Hold a valid Gary business license
  • Be at least one (1) year in active operation
  • Be in good standing with the City of Gary

FAQs

FREQUENTLY ASKED QUESTIONS

Q: Is the application deadline final?

A: Yes. Unfortunately, due to the large volume of applications we expect to have, it would not be fair to those who worked hard to create thoughtful applications turned in before the deadline to then make exceptions. This is why the deadline is at 11:59pm CST on the due date. No exceptions. We encourage you to start well before you need to, please do not wait until the last minute. Putting together a thoughtful application will likely take significantly longer than you think it will, so PLEASE start early. 

Q: Will my application be viewed more favorably if I do not ask for a full $10,000?

A: The committee will want to see realistic need breakdowns, and realistic numbers associated with what it will take to get you to the next level. While there is no penalty for asking for the full $10,000, the committee will also be looking to serve as many people as possible with the limited $300,000 in funds it has available.

Q: How will funds be paid out? Will awardees get a check?

A: Awardees will have two options: 1. Receive reimbursements for their receipts/invoices, or 2. Receive half upfront, then two additional payments based on milestones.

Q: What all comes with the grant, or is it just money?

A: Winners will be placed in an online community where they will have access to entrepreneur mentors, City of Gary staff, potential resources, and technical assistance providers through partnerships we are currently developing. We will be working diligently to provide awardees with tools they need for achieving further success! Participation will not be mandatory, but will be highly beneficial for those who engage!

Q: When can we expect to find out who won?

A: The application process will take 3 weeks from the application deadline. All applicants will be notified if their application was successful or not successful. The Mayor will be presented with the results to announce at a future date.

Q: How important is the detailed business summary or business plan?

A: Very. How else will the committee know who you are, what you do, and how you plan to use this money to realistically create jobs and growth? Please do not assume that the external selection committee knows who you (or your business) are.

Q: Can I apply if I my business is currently located outside of Gary city limits, but I reside in Gary?

A: No, unfortunately your business must be located within Gary city limits.

Q: Am I still eligible if there was a break in my Gary Business License, but is current now?

A: Yes, you are still eligible as long as you have held a Gary Business License in the past, and are current on your license at the time your application is submitted.

Q: Are letters of recommendation required?

A: No, letters of recommendation are nice to have, however they are by no means required.

Q: What if my business is new, but located in the Gary city limits?

A: Unfortunately, businesses must have been in operation for at least one (1) year prior to applying.

Q: Is there a revenue requirement to participate?

A: While no business will be disqualified based on revenue, the external committee will strongly prioritize applicants with more than $1,000 in revenue and less than $3,000,000.

Q: Will the Mayor be judging the applications?

A: No, the Mayor’s office will have no influence over who is awarded the grants. Applications will be judged by an external committee of small business experts and business owners. None of which have businesses within the city of Gary.

Q: Who do I contact with more questions?

A: If you still have questions, please reach out to the Economic Development Department

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